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6223 N. Discovery Way,
Ste. 100
Boise, ID 83713
208-323-4000
208-323-0128 (fax)
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Wednesday, January 25, 2012
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Tax Breaks for Homeowners
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With tax time approaching.... homeowners, don't forget these tax breaks!
1. Interest
2. Insurance
3. Points
4. Taxes
5. Energy star
1. Mortgage Interest Deduction
Mortgage Interest Deduction (MID) is a top tax break for homeowners, which can save you a significant amount of money. In the beginning, the majority of your monthly mortgage payments go toward loan interest, and you can deduct all the interest from your mortgage on your taxes. Keep Form 1098, issued by your lender, with your important records. This form explains exactly how much you can deduct and serves as proof if you are audited by the IRS.
2. Mortgage Insurance Premiums
Homeowners with new mortgages with a loan-to-value ratio higher than 80% must carry some form of private mortgage insurance (PMI). This insurance protects the lender against loan default. Typically, once you reach 20% equity in your home, you can avoid paying private mortgage insurance.
3. Points
Points refer to charges or fee...
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| Posted by dawnmitchell at 2:10 PM |
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Friday, December 16, 2011
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Home Energy Tax Credits Expire December 31st!
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Tax credits up to $500 are available for home owner's to claim until the end of the year, but they better hurry. Congress has yet to renew the tax credits for 2012.
The allowance for the tax credits that home owners may be eligible for include:
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| Posted by dawnmitchell at 11:57 AM |
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Monday, December 12, 2011
| Posted by dawnmitchell at 7:52 AM |
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Tuesday, December 06, 2011
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Bank of America Announces Foreclosure Moratorium
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As the holidays approach, Bank of America will comply with applicable Holiday Moratorium requirements to avoid causing emotional distress to the occupants of a property.
For this reason, foreclosures, evictions, relocation assistance (cash for keys) or lockouts should not be scheduled or occur during the following Holiday Moratorium dates:
Nov. 23-27, 2011, returning to business as usual on Nov. 28.
?? Dec. 22-26, 2011, returning to business as usual on Dec. 27.
?? For VA properties, the year-end dates are Dec. 22 through Jan. 2, returning to business as usual on Jan. 3.
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| Posted by dawnmitchell at 2:17 PM |
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Wednesday, November 16, 2011
| Posted by dawnmitchell at 3:35 PM |
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Wednesday, November 02, 2011
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Relocating to Boise - Top 5 Ways to Avoid Moving Company Scams
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Top 5 Best Ways to Avoid Moving Company Scams
1) Locate and verify the moving company's operating license. All professional moving companies will be able to give you their U.S. Department of Transportation (DOT) license and Motor Carrier number.
2) Find and verify addresses. Search the company's website for the address of their headquarters. If you can't find the address, ask for it and then search online to ensure it is a valid address.
3) Get an in-home estimate. In order to avoid 'low-ball pricing scams', be sure to get an in-home estimate. A mover must see the amount of items you need to move to give a reliable estimate.
4) Check references. Call the Better Business Bureau or the American Moving and Storage Association (AMSA) to check references.
5) Don't pay full amount up-front. Credible moving companies will not ask you to pay for the full moving costs up-front
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| Posted by dawnmitchell at 7:57 AM |
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Tuesday, October 11, 2011
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Cell Phone Numbers Go Public This Month..... My Phone Has Been Ringing.....
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REMINDER: Cell Phone Numbers Go Public this month.
That means that all cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.
To prevent this, call the following number from your cell phone: 888-382-1222.
It is the National DO NOT CALL list It will only take a minute of your time... It blocks your number for five (5) years. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number.
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| Posted by dawnmitchell at 4:11 PM |
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Friday, October 07, 2011
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John L Scott Mobile Apps
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Check out this You Tube video
http://www.youtube.com/watch?v=05whx5TaJPQ&feature=youtube_gdata_player
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| Posted by dawnmitchell at 9:29 AM |
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Thursday, September 22, 2011
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Boise..... 3rd Best Place to Retire!!!!!! Go BSU!
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CNN/ Money Magazine has come out with their top 25 Best Places to Retire and Boise ranks in the top. What to do they all have in common for the post work crowd? Amenities galore and the low cost of living doesn't hurt either.
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| Posted by dawnmitchell at 2:33 PM |
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